Lead / Senior Lead
Bangalore, Karnataka
Job Description:
Job Title: Lead / Senior Lead – Financial Solutions
The Purpose of this Role
As Senior Lead, Financial Solutions, you will be responsible for developing financial solutions / products & methodologies that drives Fidelity’s advice business. You will also be responsible for the exploration of AI in the creation and delivery of financial solutions and advice and is expected to build the AI capability of the team. You are expected to be aware of all the latest development and research in the field of financial / retirement planning and advice and is expected to identify new business opportunities and create new solutions. You will partner with other Fidelity leaders across the organization (business, asset management, technology, legal) for end-to-end development for financial products and solutions and integration of those solutions within Fidelity’s existing advice and guidance ecosystem.
How your Work Impacts the Organization
The Team
The Financial Solutions team, part of Fidelity’s Personal Investing division, is the central team that develops financial solutions and planning methodologies offered to our retail and workplace customers.
We help answer questions like “When can I retire?”, “Should I pay down my debt or invest?”, “What’s the real cost of leaving the workforce to care for a loved one?”, “How should I withdraw from accounts of multiple tax-registration in retirement?” etc. The team also conducts research, provides thought leadership on a range of financial planning topics, and aids in investment product development.
The Expertise You Have
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Advanced degree in quantitative field (Masters, PhD) / Master in Operation Research
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Strong knowledge of optimization
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CFA / FRM / CPA / Actuary / MS Finance etc.
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Strong knowledge of quantitative investment theories
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Relevant years of experience in field of investment / asset management
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Strong knowledge of Reinforcement Learning, and knowledge of the latest development in AI
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Strong knowledge about US retirement system and taxation
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Python / R / R shiny
The Skills You Bring
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Critical thinking with good judgment and initiative; ability to think across functions and product categories
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Entrepreneurial mindset, strong problem-solving skill & ability to give mathematical structure to real world problems
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Ability to function at a high level in a dynamic and challenging work environment
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A passion for conceptualizing and delivering innovative financial products and solutions
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Excellent communication skills and the ability to engage with both a technical and non-technical audience at various levels of the organization
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Capable of leading, influencing, and motivating colleagues without formal authority
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Establish and maintain unquestioning relationships as you work multi-functionally across Fidelity to deliver business outcomes and seek out the expertise of colleagues to advise on your approach
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Intellectually curious and model a culture of continuous learning, mentoring and coaching
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Committed to developing a balance of technology and non-technology skills in order to fully appreciate the broad needs of our customers
The Value You Deliver
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Assist in the creation of Fidelity's methodologies, points of view, and planning principles
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Explore the application of AI in the development of methodologies for financial solutions
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Explore customization of financial planning and advice
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Work on mix of high priority business projects and longer-term strategic projects.
Company Overview
At Fidelity, we are focused on making our financial expertise broadly accessible and effective in helping people live the lives they want. We are a privately held company that places a high degree of value in creating and nurturing a work environment that attracts the best talent and reflects our commitment to our associates. We are proud of our diverse and inclusive workplace where we respect and value our associates for their unique perspectives and experiences. For information about working at Fidelity, visit Fidelitycareers.com
Fidelity Investments is an equal opportunity employer.
Certifications:
At Fidelity, building a better financial future— for everyone— is our mission. For the last 75+ years, our privately-held company has remained committed to supporting our clients throughout their lifelong financial journeys.
Our formula is simple: we support our team, and they support our customers. That culture begins with our employees, whose personal and professional growth is key to our collective success. In keeping with that legacy, our privately-held company offers associates career stability and security, while at the same time encouraging your professional exploration and growth. At Fidelity India, we are proud to continue that legacy. With offices in Bangalore and Chennai, our Indian branch is now celebrating 20 years as a Global Capability Center. To find out more, visit India.Fidelity.com, or our global site at fidelitycareers.com.
Fidelity Investments is an equal opportunity employer, and whenever possible we accommodate applicants with disabilities who need adjustments to complete the application or interview process. Please email us at accommodations@fmr.com or call 800-835-5099 for more information
Benefits Developed for You
From the little things that make every day better to those big-picture, life-changing tools. That’s exactly what you’ll get at Fidelity. We have an amazing package of benefits and programs designed to help you thrive both at and outside of work.
Insurance
Affordable and accessible healthcare benefits for you and your loved ones.
- Coverage of up to INR 300,000 for you along with your spouse/partner, with additional top-up options available
- Insurance covers for parents/in-laws made available at subsidized costs
- Personal accident insurance cover of six times your annual basic salary
- Life insurance cover of eight times your annual basic salary
Wellness
We invest in nurturing healthy habits and promoting overall wellness of our associates through three pillars – Physical, Emotional, and Financial wellness.
Parenting
To help you through the exciting yet demanding times of parenthood, avail of time off and other benefits such as childcare allowance and access to daycare.
Transport
You will have access to free transport services to and from work, subject to residing within our pre-defined boundary limits
Retirement
Finally, like the icing on the cake, we offer benefits that will help you contribute to and invest towards your retirement.
- National Pension System (NPS) offered at Fidelity:
- At Grade 6 and below, Fidelity will match your NPS contribution up to 5% of your basic salary
- At Grade 7 and above, Fidelity contributes 10% of your basic salary towards NPS as part of your compensation structure
- Avail of other statutory benefits such as EPF, VPF and Gratuity
Read more about our Benefits program.
Committed to Continuous Learning
At Fidelity, we are constantly adapting to the changing needs of our customers, new technologies, and better ways of working. And we empower our associates to do the same, with an emphasis on developing skills that will help propel you forward in your career while being able to make an impact for Fidelity’s customers around the world.
We offer a wide range of options including online, in-person, and mentor driven solutions – as well as learning days and job shadow opportunities to expose you to new elements of our business to broaden your experience.
Ongoing Opportunities for Growth
- Free access to thousands of online training resources
- Internal clubs focused on trending topics and associate interests
- Ability to pursue online or in-person technical certifications
Read more about our Learning & Development program.
Connected to Our Communities
At every level of our organization, you’ll find people who are committed to doing their part to make the world a better place. We host events and conduct volunteering activities, encouraging associates across the organization to get involved and make an impact on the lives of people in the communities where we live and work.
Fidelity Cares
- Through our community relations program, we provide associates with several opportunities to actively volunteer and create an impact
- Host numerous company-wide volunteering and awareness events.
- Partner with a number of not-for-profit organizations to benefit our local communities
Year-Round Volunteer Opportunities
- Partner with schools and our not-for-profit organizations on financial literacy programs, career counselling, and online tutoring for students
- Teach employability skills to youth from low-income backgrounds, and conduct mock interviews to prepare them for corporate jobs
- Create joyful learning experiences for primary school children through the ‘Art in Education’ program
- Plant urban mini forests and participate in local cleanup efforts
Read more about our Fidelity Cares community relations program..
